Update: Android Pay has currently been confirmed for Clydesdale Financial institution and Yorkshire Bank too.

Android Pay is currently offered in UK permitting you to finish contactless repayments from your Android phone.

The technology enables you to pay safely and also quickly with an Android smartphone, operating in a comparable means to Apple Pay.

We obtained the opportunity to evaluate out the tech at a coffee store in Central London as well as on the London Underground – and the tech works great.

  • How to use Android Pay

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Payments experience promptly and you could also make a settlement while you’re within other apps, so there’s no should open up a separate budget app like you do on Apple Pay.

Here’s everything you should learn about the brand-new contactless payment service before you get started.

Can your phone run Android Pay?

You will not need the most up to date and also biggest flagship device. As long as your phone is running Android 4.4 KitKat or above and also includes NFC modern technology you’ll have the ability to use Android Pay.

Sadly there’s no word on Android Put on assistance for Android Pay yet, something Apple has actually managed to include on its Watch device.

Is your bank supported by Android Pay?

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You’ll also require a suitable financial institution so if you’re with Barclays you won’t be in luck. 

Supported banks at launch included Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M&S Financial institution, NatWest, Royal Bank of Scotland, Ulster Financial institution, Santander, MBNA and Nationwide Structure Society.

TSB, Clydesdale Financial institution and Yorkshire Financial institution consumers can now likewise utilize the service too.

Where can you use Android Pay?

As long as a store approves contactless settlements you’ll be able to use your phone on the reader.

Android Pay will likewise work within applications consisting of Zara, Kickstarter, Deliveroo, Yplan and numerous more ahead. That implies you can pay straight from your card, as opposed to having to enter your financial institution details within each app.

Is there a payment limit?

You’ll be able to invest in Android Pay by just waking the screen on your phone – much like utilizing a contactless card there’s no verification process for investing up to a £30 limit.

Android Pay enables you making repayments approximately £100 also, however anything above the £30 restriction will certainly need you to enter your pattern, PIN or fingerprint.

How is it secure?

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Security smart Visa’s tokenisation gives the solution another layer of protection by ensuring your charge card information are never shown the retailer.

Instead your card will be related to a token, created by Visa, so your information are never circulated when you touch on the contactless retailer.

It means if your phone is lost or taken, burglars won’t have the ability to access your bank details and also you can cancel the token connected to your account rather compared to cancelling your card.

Does it cost anything?

Only whatever you spend at the till – Android Pay is totally free to use, much like using your contactless debit card.

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Why is it better than cash?

It suggests you do not need to take your wallet out as well as about with you. You’ll only have to have your phone on you. It implies if you on a regular basis run with your phone and do not wish to take anything else with you, you can simply spend for a bottle of water with your phone instead.

What if your phone runs out battery?

Simply, Android Pay won’t job if your phone is out of battery. It also suggests when getting on the London Underground you’ll requirement to make certain you have enough battery to obtain throughout of your trip, as you’ll need your phone to be on to tap out the various other side.

TfL formerly confirmed to TechRadar there’s no strategy established in place if your battery passes away midway via your journey.

Speaking on the subject of Apple Pay Director of Consumer Experience for TfL, Shashi Verma, stated “Apple Pay requires battery – you’ve simply reached make certain you could save your battery as well as see to it doesn’t die mid-journey.”

The exact same chooses Android Pay, or any other kind of contactless payment technology that uses a smartphone.

What’s the future for Android Pay?

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Google has big prepare for Android Pay. It’s currently trialling a function called Hands Free where you can walk into a shop and also simply say ‘I wish to pay with Google’ to earn your transaction.

At the moment it’s just being trialled in McDonald’s and Papa John’s in the Silicon Valley area. If the test is a success we could anticipate Google to present the attribute to other stores across the US.

The wait in the UK might take a bit much longer though, we did need to wait 7 months to obtain Android Pay after all.

Any special deals on Android Pay in the UK?

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Google is additionally launching Android Pay Day, a service that supplies special codes as well as deals to consumers who use the service. You’ll obtain these on the last Tuesday of every month.

The initial month will certainly begin with an unique deal from Deliveroo as well as Starbucks to get you started.

Google handed out Chromecast devices in the US for those that made use of Android Pay, so we’ll keep our fingers crossed we’ll see those sell the UK too.

You can download and install the Android Pay application from the Google Play Store currently as well as start facilitating contactless settlements directly from your mobile phone.

  • 3 ways Google’s Android Pay is far better than Apple Pay